Introduction
Welcome to DirectConsent.com, a venture helmed by Direct Consent LLC (“Direct Consent,” “we,” “us,” or “our”). We hold your privacy in high regard and pledge to safeguard your personal information in conformity with applicable privacy legislation, including the California Consumer Privacy Act (CCPA) and the Telephone Consumer Protection Act (TCPA). This Privacy Policy delineates our practices regarding the collection, usage, and protection of your information when you interact with our website or utilize our services. By accessing or using our website, you assent to the procedures detailed in this policy.
Data Collection and Sources
Our services necessitate the collection of various types of information, both personal and non-personal. The scope of information we gather may include:
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Personal Information: Identifiable details such as your name, address, telephone number, mobile number, email address, date of birth, and Social Security Number. If you provide information about other people (e.g., co-borrowers), we may collect that as well.
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Financial Information: Your financial profile, which can encompass credit history, credit scores, transaction history, credit products, rates, and payments, may be collected if you apply for products or services offered by our financial partners. For further information about your choices regarding financial data, please refer to our Consumer Privacy Disclosure.
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Other Information: This includes demographic data, information about your online activity, and other details that do not directly identify you.
How We Collect Information
We collect information through multiple avenues:
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Information Provided by You: We gather data when you provide it—such as filling out a form on our website, calling us, or otherwise engaging with our services.
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Information from Third Parties: We acquire information from sources like credit bureaus, lead generators, and other partners who may have insights into your financial profile, property, or demographic details.
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Information from Cookies and Other Tracking Technologies: We employ cookies, web beacons, and similar methods to remember your preferences, monitor website usage, and collect certain data. This can include IP addresses, browser types, ISP details, referring/exit pages, operating systems, date/time stamps, and clickstream data. If you refuse cookies or configure alerts for cookie usage, some parts of our website may not function properly.
Data Enrichment and Security
To enhance the accuracy and quality of the information we provide, we collaborate with OmniCavalry.com, a trusted data provider. This partnership allows us to maintain and enrich the leads we present to our clients. To uphold privacy and data security, DirectConsent.com assigns each lead a unique Jornaya ID and Tele-Op Raptor ID, enabling compliance with relevant privacy laws and ensuring user data protection.
Use of Information
We utilize the information we collect for the following purposes:
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Service Delivery: To offer and manage the products and services you request, such as connecting you with potential lenders or other third parties within our network.
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Personalization and Improvement: We may use your data to tailor your user experience and enhance our website and services.
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Marketing and Communications: With your consent, we may send you information about products or services that could be of interest to you.
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Legal Compliance: We may use or disclose your data to adhere to applicable laws, regulations, or legal processes.
Data Sharing and TCPA Compliance
Your information may be shared with:
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DirectConsent.com: Our data provider, assisting us in maintaining and enriching leads for improved accuracy and quality.
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Network Partners: Submitting an inquiry or using our services authorizes us to share the details you provide with lenders and other third parties. These Network Partners may retain or use your data regardless of whether you choose to use their services. Their privacy practices are governed by their respective policies.
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Service Providers: We may share data with third-party providers performing services on our behalf, such as credit bureaus, marketing partners, or entities offering business analysis, website support, or product development.
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Legal Obligations: We may disclose your information to respond to a subpoena, court order, or law enforcement request, or to investigate illegal activity, safeguard our rights or the rights of others, or as otherwise mandated by law.
We adhere to TCPA regulations and obtain the necessary consent, including tele-opt-in consent, to ensure compliance with all relevant laws. The assigned Jornaya ID and Tele-Op Raptor ID further bolster privacy and data security measures.
Cookies and Do Not Track
We may use cookies and related tracking technologies to collect details about your online activities. You can control cookie usage by modifying your browser settings or using privacy-focused plug-ins. However, please note that disabling cookies could affect certain functionalities of our website.
Marketing and Communications Preferences
You can modify your marketing and communication preferences by updating your profile settings or unsubscribing from marketing emails via the link provided in each message.
Your Privacy Rights
Depending on your jurisdiction, you may have specific rights regarding your personal information. To exercise these rights or make a request related to your data, please contact us using the information below. We will verify your identity before proceeding with the request.
Contact Us
For any questions, concerns, or requests about this Privacy Policy or our privacy practices, please reach out to us at:
Direct Consent LLC
- Email: contact@directconsent.com
- Phone: +1 (516) 272-0902
Last Updated: 25th Feb 2025
By using our site or services, you agree to this Privacy Policy. We reserve the right to revise or update it at any time.
